One-time payment flow
These are the steps that customers follow when making a one-time payment for a perpetual product or an initial payment for a subscription:
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The customer submits a credit card payment on the checkout page by filling their correct payment details.
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The issuing bank usually requests additional details from the cardholder to verify the purchase. For more information, see Strong Customer Authentication (SCA).
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If the customer authentication succeeds and there are sufficient funds, the transaction is processed within three business days, after which the funds are transferred to Cleverbridge.
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Upon the customer’s request and depending on the status of the transaction (pending or complete), a credit card refund is finalized within five business days.
Here's the credit card payment SCA flow for a one-time or an initial transaction:
